An excess payment is the fixed contribution you must pay each time your car is repaired through your car insurance policy. Normally the payment is made directly to the accident repair garage when you collect the car. If your car is declared to be a write off, your insurance company will deduct the excess agreed [...]

Are you one of the one in twenty motorists who regularly drive without insurance? You’d better watch out – your car could be heading for the crusher and shipped off to the world’s biggest scrap smelter in China! New powers now allow the police to seize, impound and crush any car found on the road [...]